In 2025, managing investments across multiple accounts—brokerages, retirement funds, crypto wallets, and real estate—demands robust tools. With 63% of investors using both mobile and desktop platforms, choosing the right tracker can streamline diversification, tax optimization, and long-term planning. Pair these tools with zero-based budgeting apps or tax software for a holistic financial strategy.
Top 8 Portfolio-Tracking Platforms: Mobile vs. Desktop
1. Empower Personal Dashboard
Key Features:
- Mobile: Real-time net worth tracking, spending alerts, and retirement planning tools.
- Desktop: Advanced portfolio analysis, fee auditing, and tax-efficient withdrawal simulations.
Pros:
- Free to use with no account minimums.
- Syncs with 20,000+ financial institutions globally.
Cons:
- Limited customization for alternative assets like crypto.
Best For: Investors seeking a free, holistic view of finances.
2. Quicken Premier
Key Features:
- Desktop: Deep asset allocation analysis, customizable reports, and tax-loss harvesting tools.
- Mobile: Simplified budget tracking and bill management.
Pros:
- Integrates with property management software for real estate investors.
- SOC 2-certified security.
Cons:
- No crypto tracking.
- $7.99/month subscription required.
Best For: Detail-oriented users managing multi-asset portfolios.
3. Mezzi
Key Features:
- Mobile: AI-driven predictive adjustments and real-time alerts.
- Desktop: Collaborative tools for advisors and clients, with white-label reporting.
Pros:
- Tracks 10,000+ global institutions and offers climate impact scores.
- Premium plan includes tax optimization at $119/year.
Cons:
- Limited third-party integrations.
Best For: Active traders and wealth management teams.
4. Kubera
Key Features:
- Mobile: NFT, DeFi, and crypto tracking with “Dead Man’s Switch” estate planning.
- Desktop: Multi-asset dashboards for stocks, real estate, and collectibles.
Pros:
- Supports 20,000+ banks and wallets.
- Tracks net worth in Bitcoin.
Cons:
- $199/year fee with no free tier.
Best For: High-net-worth investors with diverse assets.
5. Stock Rover
Key Features:
- Desktop: Advanced screening with 650+ metrics, stress testing, and dividend forecasting.
- Mobile: Basic portfolio alerts and performance summaries.
Pros:
- Free plan available; premium tiers start at $7.99/month.
- Integrates with best stock screeners for strategy building.
Cons:
- Steep learning curve for beginners.
Best For: Long-term investors focused on fundamental analysis.
6. Delta Investment Tracker
Key Features:
- Mobile: Unified dashboard for stocks, crypto, and ETFs with AI trend predictions.
- Desktop: Correlation matrices and risk exposure heatmaps.
Pros:
- Free version supports 2 portfolios; Pro unlocks unlimited assets at $59.99/year.
- Tracks insider trading activity.
Cons:
- No tax reporting features.
Best For: Crypto-traditional asset hybrid portfolios.
7. Sharesight
Key Features:
- Desktop: Automated tax reporting for 40+ global exchanges and dividend tracking.
- Mobile: Simplified performance summaries and dividend projections.
Pros:
- Free plan for basic tracking; premium starts at $18/month.
- Ideal for expats and international investors.
Cons:
- Limited DeFi and NFT support.
Best For: DIY investors prioritizing tax efficiency.
8. Ziggma
Key Features:
- Mobile: ESG scoring, climate impact metrics, and dividend forecasts.
- Desktop: Portfolio simulations and AI-driven rebalancing tools.
Pros:
- Budget-friendly at $7.49/month.
- Syncs with major brokerages for real-time updates.
Cons:
- Lacks crypto integration.
Best For: ESG-conscious investors.
Mobile vs. Desktop: Key Considerations
- On-the-Go Access: Mobile apps like Empower and Delta offer real-time alerts and quick portfolio checks, ideal for active traders.
- Depth of Analysis: Desktop platforms like Quicken and Stock Rover provide advanced charting, backtesting, and tax planning tools.
- Collaboration: Mezzi’s desktop version allows advisors to share white-label reports, while mobile apps prioritize individual use.
- Security: Desktop tools often include enhanced encryption and role-based access, critical for high-net-worth users.
Pair portfolio trackers with best investment management tools for strategy refinement.
How to Choose the Right Platform
- Multi-Asset Investors: Kubera or Delta for crypto and traditional mixes.
- Tax-Focused Users: Sharesight or Quicken for automated reporting.
- ESG Advocates: Ziggma’s climate scores or Mezzi’s AI-driven ESG insights.
- Budget-Conscious: Empower (free) or Ziggma’s low-cost tiers.
For freelancers, integrate with tax software for freelancers to streamline income tracking.
Final Thoughts
The best portfolio tracker in 2025 balances mobile convenience with desktop depth. Beginners might prefer Empower’s free tools, while advanced users leverage Stock Rover’s analytics. For more insights, explore personal finance apps vs. spreadsheets or early retirement strategies.